How does The CHAMP Plan™ define Eligible and Full-Time Employees?

Eligible Employee

An employee of the Employer whose connection with the employee meets the eligibility requirements specified in both the application and the CHAMP Plan Documents. An Eligible Employee must reside within the United States.

Full-Time Employee

A Full-Time Employee is one who is considered Actively at Work with the employer, who works an average of 30 hours per week or more on an annual basis, and who is considered an employee under the U.S. Internal Revenue Service.

An individual will be considered a Full-Time or eligible employee while on paid vacation or on a regular non-working day on which he or she is on approved, paid or unpaid, Leave of Absence, provided he or she was Actively at Work on the last preceding regular working day.

The Plan Documents do not state they have to be a citizen of the US, only reside in the US. The employee also must be considered an employee under the U.S. Internal Revenue Service. Champion Health will accept passport ID's, residential alien ID's, and other government issued ID's in lieu of SSNs on coverage applications.

Please consult your employer group's payroll company regarding whether or not a resident alien's premiums can be pre-taxed based on the status the individual is working under. 

Please visit irs.gov for further information regarding resident alien status.